Disclosures
This website is operated by Clear Creek Advisors. Please see the Terms of Use section to review information about the use of this site. PLEASE READ THESE TERMS OF USE CAREFULLY. By accessing and using this site, you acknowledge that you have read, understand, and agree to be bound by all of the terms and conditions set forth below. We reserve the right to amend these Terms of Use from time to time by posting the amended terms on this site.
Investment advisory and financial planning services are offered through Clear Creek Advisors, LLC, a registered investment adviser.
Articles and videos have been prepared by third parties for use by Clear Creek Advisors. Information presented is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No content should be construed as personalized investment advice, an offer to buy or sell securities, or a solicitation of an offer to buy or sell any securities mentioned.
The services, securities, and financial instruments described on this site may not be available to or suitable for you, and not all strategies are appropriate at all times. The value and income of any of the securities or financial instruments mentioned on this site can fall as well as rise, and an investor may receive back less than the amount invested. Foreign-currency-denominated securities and financial instruments are subject to fluctuations in exchange rates that could have a positive or adverse effect on the value, price, or income of such securities and financial instruments. Nothing on this website should imply that past results are indicative of future performance. Therefore, no current or prospective client should assume that the future performance of any specific investment or strategy will be profitable or equal to past performance levels. Changes in investment strategies, contributions or withdrawals, and economic conditions may materially alter the performance of your portfolio.
Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be suitable or profitable for a client’s investment portfolio. There is no assurance that a portfolio will match or outperform any particular benchmark. A professional adviser should be consulted before implementing any of the strategies suggested.
Erik Krom, Robert Klaess, Eric Freehling, Will Brossman, and Scott Holloway are licensed insurance agents holding Colorado insurance license numbers #318463, #322218, #330525, #610795, and #430424, respectively. Investment advisory services are provided by Clear Creek Advisors. Any comments regarding guaranteed income streams refer only to fixed insurance products and are subject to the claims-paying ability of the insurer. They do not refer in any way to securities or investment advisory products.
Legal and tax information provided on this website is general in nature. Always consult an attorney or tax professional regarding your specific legal or tax situation. Clear Creek Advisors is not engaged in the practice of law or accounting.
Third-party recognition from rating services or publications does not guarantee future investment success. Working with a highly rated adviser does not ensure that a client or prospective client will experience a higher level of performance.
Erik Krom has been recognized by Medical Economics as a top financial advisor for physicians. Additional information regarding the Medical Economics recognition is available upon written request.
Clear Creek Advisors was recognized by Newsweek as one of America’s Top Financial Advisory Firms for 2025. The ranking was developed by Newsweek in partnership with Plant-A Insights Group and was based on an analysis of SEC-registered financial advisory firms using criteria established by Newsweek and Plant-A Insights Group. This recognition does not constitute an endorsement of Clear Creek Advisors and does not guarantee future investment performance or client results. Additional information regarding the Newsweek recognition, including the methodology and criteria used in determining the ranking, is available upon written request.
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Sub-Advisory and co-advisory services are provided by Advisory Alpha, LLC, a Registered Investment Advisor. Members of the Investment Team work directly with our firm and personnel but are licensed with Advisory Alpha LLC, a SEC Registered Investment Advisor. The Investment Team is not necessarily involved with the research, due-diligence, and portfolio management functions related to every investment product or solution used for each client. CFA® is a registered trademark owned by CFA Institute. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.